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  • how do i get an idea of what kind of financial aid/grants/loans I can get for college? I am 28 live in Arizona?

    Posted by admin on November 7th, 2009 and filed under college grants and loans | 5 Comments »

    they should base it on my income alone, right? not my parents? I am 28 and unmarried, no kids. Thanks guys :)

    Ariah (with lots of exclamation points!):

    The US Department of Education is far and away the largest source of financial aid for college students in this country – they offer some forms of aid that are available to everyone, and other forms of aid that are only available to aid applicants who demonstrate "exceptional need".

    Because you are over 24 years of age, you are, by definition, an "independent" student for financial aid purposes. As an independent student, your financial aid need will be based entirely on YOUR financial circumstances, and that’s all you’ll be telling the Department of Education about when you complete your FAFSA application.

    The great thing about the FAFSA is that most states and schools "piggyback" off the FAFSA in evaluating you for any financial aid that they offer, separate from the US government. That way, you only have to complete that one application, and you’ll be considered for pretty much every type of financial aid available, except for scholarships.

    Nevada does offer some excellent supplementary forms of state financial aid, and you can read about many of them here: http://www.nevadamentor.org/FinAid/step4.asp

    What I would like to suggest is that you spend a few minutes with the US Department of Education pamphlet called "Funding Education Beyond High School: The Guide to Federal Student Aid". This pamphlet is an extremely informative introduction to the entire financial aid system – you’ll learn what’s available, who qualifies, how much you might receive, and how to apply. Despite the name, the booklet goes beyond just federal sources of aid, and talks about state aid, institutional aid, loans, and scholarships, too.

    There’s a lot of helpful advice in this pamphlet.

    I wish you the best of luck – and I hope this information helped!

    5 Responses

    1. redhot_54 Says:

      Go to the university of phoenix. It is a great school. I go there. You will get a financial aid counselor and academic counselor.
      References :

    2. bobbino11 Says:

      Try this estimator:
      http://www.finaid.org/calculators/finaidestimate.phtml
      References :

    3. dulce Says:

      You would need to do your FAFSA. Go to http://www.fafsa.ed.gov. You will use only your information. You will put in the school you wish to go to and have ur results sent to. They will then contact you (college) and let you know what you are eligible for. :)
      References :

    4. billiejean254 Says:

      Once you turn 24, it is based on your income alone. Not your parents. On the Fafsa that you will fill out, it will ask you to put in your parents info, but it says it’s ‘optional’ DO NOT PUT IN YOUR PARENTS INFO!!!!!!!!

      If you make very little money you won’t have to pay tuition at all. I make about $200 per month, and I got all my tuition paid for. But really you need to fill out your fafsa, and you need to do it fast. The sooner the better. Even if you don’t end up needing the money, or going to school or whatever you should still fill it out soon. Good luck
      References :
      http://www.fafsa.ed.gov/

    5. NotAnyoneYouKnow Says:

      Ariah (with lots of exclamation points!):

      The US Department of Education is far and away the largest source of financial aid for college students in this country – they offer some forms of aid that are available to everyone, and other forms of aid that are only available to aid applicants who demonstrate "exceptional need".

      Because you are over 24 years of age, you are, by definition, an "independent" student for financial aid purposes. As an independent student, your financial aid need will be based entirely on YOUR financial circumstances, and that’s all you’ll be telling the Department of Education about when you complete your FAFSA application.

      The great thing about the FAFSA is that most states and schools "piggyback" off the FAFSA in evaluating you for any financial aid that they offer, separate from the US government. That way, you only have to complete that one application, and you’ll be considered for pretty much every type of financial aid available, except for scholarships.

      Nevada does offer some excellent supplementary forms of state financial aid, and you can read about many of them here: http://www.nevadamentor.org/FinAid/step4.asp

      What I would like to suggest is that you spend a few minutes with the US Department of Education pamphlet called "Funding Education Beyond High School: The Guide to Federal Student Aid". This pamphlet is an extremely informative introduction to the entire financial aid system – you’ll learn what’s available, who qualifies, how much you might receive, and how to apply. Despite the name, the booklet goes beyond just federal sources of aid, and talks about state aid, institutional aid, loans, and scholarships, too.

      There’s a lot of helpful advice in this pamphlet.

      I wish you the best of luck – and I hope this information helped!
      References :
      http://studentaid.ed.gov/students/attachments/siteresources/FundingEduBeyondHighSchool_0910.pdf

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